Recently someone asked me how I dealt with economic pressures through the years of raising a large family on not a large income. I consulted Money Horse, and we came up with twelve tips to help one cope with financial challenges:
- Learn how to be satisfied with less or you will never be satisfied with more.
- Money means everything to us mortals but nothing to God. It’s simply a tool He uses to help us learn faith, humility, obedience, patience, generosity, and many other qualities we must acquire to become more like Him.
- If you need more money, then give more away. What you bestow in love and gratitude returns to you multiplied. Try it, it works!
- Spending less is often easier, more fun, challenging, clever and creative than earning more.
- Find joy in the present and be grateful for every blessing that comes your way.
- Avoid comparing your situation to others and especially avoid self-pity for what you don’t have.
- It is most often the wealthy who are the frugal penny-pinchers, not the poor. It is the poor who go into debt for what they can’t afford, the wealthy who wait for the best deal and then pay cash.
- Live beneath your means and enjoy it.
- Think positive thoughts of abundance and love, and what you need will flow to you. It’s not always about the money.
- Look for ways to meet your needs beyond walking into a store and buying stuff. Try bartering, creating, growing, discovering, sharing.
- Our wants and our spending will quickly expand to match our income, but when the income shrinks the spending generally does not. And that’s when we get in trouble.
- Realize this– no one gets everything they want.
What is funny to me as I look over this list, is how each of these twelve points has a whole lot of personal and family history behind it. I could write a book. In fact, I did. Uncut Diamonds is a book about money issues and economic challenges. So is Farm Girl. Hmm, interesting.